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Buying a car is a big decision, and for most people a big investment. We want to make paying for it as simple as choosing it, so we can put together a competitive finance package to get you behind the wheel of the right car.
Finance is part of most of our customers’ buying journeys, so we have built relationships with a panel of lenders to give you choice and peace of mind. We act as a credit broker, not a lender.
Ask About FinanceCar Finance Explained
There are three main types of finance you might want to consider:
Hire Purchase (HP)
A loan secured against the car itself. You pay a deposit, then the balance in fixed monthly instalments plus interest. Once the final instalment is paid, the car is yours. A good choice if you plan to keep the car.
Personal Contract Purchase (PCP)
Ideal if you like to change your car every few years. You pay a deposit and lower monthly payments, and at the end of the agreement you can pay the optional final payment to own the car, hand it back, or use any equity towards your next one.
Personal Leasing (Contract Hire)
Similar to PCP in that monthly payments are lower, but there is no option to buy the car at the end – you simply hand it back.
Whatever your credit history, we’ll do our best to find a finance solution that works for you. Get in touch with our team to find out what your options are.
Representative example for Hire Purchase (HP): Cash price £10,000. Deposit £1,000. Amount of credit £9,000. 60 monthly payments of £199.00. Total amount payable £12,940.00. Representative APR 10.9%. Figures are illustrative only and subject to status.